After a car accident in Florida, understanding the compensation you may be entitled to is essential for managing medical expenses, lost wages, and other financial burdens. Florida’s no-fault insurance system provides certain benefits, but there are additional avenues for seeking compensation depending on the severity of the accident and injuries. At Car Accident Lawyer, we assist clients in comprehending the full range of compensation they may pursue following an auto accident.
Medical Expenses
In Florida, Personal Injury Protection (PIP) insurance covers 80% of medical expenses up to the policy’s limit, regardless of who is at fault for the accident. This includes emergency care, hospitalization, surgery, and rehabilitation. In cases of severe injury or ongoing treatment, a claim against the at-fault driver’s insurance may be necessary to recover additional medical costs that exceed the limits of PIP.
Lost Wages and Loss of Earning Capacity
If the injuries you sustain in a car accident prevent you from working, PIP will cover 60% of your lost wages. However, if your injuries result in long-term disability or affect your ability to earn a living in the future, you may be entitled to additional compensation. This compensation, referred to as loss of earning capacity, reflects the income you would have earned had the accident not impaired your ability to perform your job.
Pain and Suffering
Pain and suffering refer to the physical and emotional toll that an accident and its resulting injuries impose on a victim. Florida law permits victims of serious accidents to seek compensation for pain and suffering if their injuries meet specific legal thresholds, such as permanent disfigurement or disability. These non-economic damages are in addition to medical and financial compensation.
Property Damage
If your vehicle is damaged or totaled in the accident, compensation for repairs or replacement is available through Property Damage Liability (PDL) coverage. If the at-fault driver’s insurance does not cover the full extent of your vehicle’s damage, you may need to pursue additional legal recourse to recover the remaining costs.
At Car Accident Lawyer, we are dedicated to helping clients understand the full scope of compensation they are entitled to and ensuring they receive the financial recovery they deserve. For a free consultation, contact us at 813-213-4359.
This post was written by a professional at Car Accident Lawyer. Have you been involved in an accident? Secure the expert legal representation you need with a trusted car accident attorney Wesley Chapel FL. Our dedicated attorneys will take the time to review your case in detail and create personalized strategies to meet your unique circumstances.Â
